Archive for June 2023
Commonly Overlooked Types of Business Insurance
You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an…
Read MoreWhy Your Minor Might Benefit from a Life Insurance Policy
Most people do not consider buying life insurance until they are married or have children. If you are single and do not have any children, buying life insurance may not top your list of priorities. A minor of any age can own a life insurance policy indirectly as a gift or can be transferred by…
Read MoreDriving Safely in Heavy Traffic
Navigating your vehicle in heavy traffic is stressful – and dangerous. To avoid a collision, follow these simple tips for safer driving in heavy traffic. Relax. You will eventually reach your destination, and being a few minutes late is better than being involved in a collision! Drive Defensively. Other drivers may drive aggressively, weaving in…
Read MoreBeginner’s Guide to Business Owners Package (BOP) Insurance
A BOP insurance policy covers all the major property and liability risks, and is typically the ideal insurance for smaller companies. A BOP policy protects your business against the following risks: Commercial Property Insurance: Your facility, equipment, and inventory make it possible to deliver to your customers. Property insurance provides coverage for damage to your…
Read MoreCan a Life Insurance Beneficiary Decline?
The beneficiary of a life insurance policy may not even be aware that they were named in a policy. The owner of the policy has the right to choose whoever they want as the beneficiary, but what happens if the beneficiary does not want the insurance payout? Does he or she have the right to…
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