Builder’s Risk vs. General Liability Insurance: What’s the Difference?

Construction projects involve constant movement, materials arriving, crews coming and going, and structures taking shape day by day. With so many variables, risk is unavoidable. That’s why having the right insurance coverage in place is essential. Two of the most commonly confused policies are Builder’s Risk Insurance and General Liability Insurance. While both play critical…

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How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL)…

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Do I Need More Than Just General Liability Insurance?

General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the…

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Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease…

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