Archive for July 2024
What Makes Restaurant Insurance Different From Other Business Insurance?
No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the…
Read MorePlanning Your Driving Route For Maximum Efficiency
Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to…
Read MoreAm I Required To Buy A Company’s Life Insurance Once They Finance An Exam?
Except for guaranteed issue and other no-exam life insurance policies (with higher rates and lower face value), most insurance companies will require an in-person medical exam. A company representative will arrange for a physical exam to be conducted by a licensed healthcare professional selected and contracted by the life insurance company. This does not mean…
Read MoreDoes Workers’ Comp Cover Work-Related Accidents Outside The Workplace?
Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her…
Read MoreBusiness Owners: What To Know When Hiring A Cleaning Service
If you’re a business owner, today is anything but business as usual. As you continue to grapple with the evolving changes brought on by the coronavirus pandemic ‒ from social distancing requirements to telecommuting policies ‒ you’re also faced with meeting changing expectations from your customers as well as local, state, and federal governments. Once…
Read MoreWhat If My Beneficiary Can’t Claim My Life Insurance Money?
Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still minors? In that case, the life insurance company cannot pay out benefits until the court appoints a guardian for your minor children. That can be a lengthy process, requiring attorney…
Read MoreWhat To Expect From A Life Insurance Exam
While you’ve likely shopped around to find the best auto, home or renters insurance, there might still be one lingering item on your insurance to-do list: get a life insurance policy. The process to get a life insurance policy isn’t that different from what you’re used to: Find a company you trust and work with a…
Read MoreDoes Auto Insurance Cover Stolen Cars?
Everyone knows auto insurance is there to help when your vehicle’s been damaged. But what happens when all you’re left with is an empty parking spot? According to the Insurance Information Institute, more than 700,000 vehicles are stolen in the United States every year. And compared to an auto accident or weather damage, a stolen…
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