Home Insurance
How Weather Risks in Pittsburgh Affect Your Home Insurance Policy
Pittsburgh is known for its beautiful seasons, scenic hills, and iconic neighborhoods—but it’s also a city increasingly shaped by unpredictable weather patterns. From intense rainstorms to icy winters and even the occasional heatwave, the weather risks in Pittsburgh are becoming more frequent and more severe. And these changes have a direct impact on your home—and…
Read MoreHow to Find the Best Home Insurance Policy for Your Needs
Your home is one of the biggest investments you’ll ever make, so ensuring it’s protected with the right insurance policy is crucial. With so many options available, finding the best home insurance policy for your needs can feel overwhelming. However, by understanding key factors and working with an independent insurance agent, you can secure coverage…
Read MoreHomeowners Insurance For Tiny Homes
The trend toward tiny homes has become a social movement in recent years. Many people are choosing to live with less, simplify the way they live, and downsize the space they live in. Individuals, couples, and families all over America are embracing the philosophy that goes along with the tiny home lifestyle. But even a…
Read MoreStay-At-Home Safety Check: How To Outsmart 4 Common Risks
Even though some states have started easing restrictions due to the coronavirus (COVID-19) crisis, you still may be spending most of your time at home. (See how ERIE is responding to the pandemic in our COVID-19 Information Center.) With warmer weather, perhaps you’ve started tackling new projects like digging a garden, landscaping, or teaching your…
Read MoreAvoid Common Home Accidents During The Summer
Summer is the season of outdoor adventures such as swimming, boating, and trips. It is also a time when many minor or more serious accidents can occur. The following tips can help you keep your family and friends safer by preventing some common summertime home accidents and injuries. Sunburn Damage from the sun is one…
Read MoreDo You Have The Right Coverage For Your Roof?
Roofing insurance claims can be complicated. That’s why it’s so important to have the right homeowners coverage for your roof. Replacing a roof is one of the most expensive home projects a homeowner will encounter. According to Home Advisor, the 2020 national average a homeowner will spend on installing a new roof is more than $8,000.…
Read MoreIf A Contractor Damages My Home, Whose Insurance Covers It?
Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance. Damage to…
Read MoreDo I Need Different Insurance for a Vacation Home?
If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a…
Read MoreWhen to File a Homeowners Insurance Claim
A home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your…
Read MoreIs Lost or Stolen Jewelry Covered by Homeowners Insurance?
Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such…
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