Survey: Could You Accurately Guess The Cost of Life Insurance?

Life insurance: It’s not exactly the kind of topic that comes up during family dinner. No one really wants to talk about the death of a loved one. But when it comes to securing your family’s financial security, it’s a conversation that needs to happen. The fact is, there are many things about life insurance…

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Tips and Tricks for Choosing a Good Beneficiary

When you purchase a life insurance policy, you must choose a beneficiary. This is the person (or persons) to whom the insurance company will pay out benefits in the event of your death. Naming a life insurance beneficiary is an important decision to make. Keep the following tips in mind to help you choose the…

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How to Choose a Life Insurance Beneficiary

Life insurance is important to protect your family’s financial future. Who you name as a beneficiary can be just as important as your initial decision to purchase life insurance. It’s a big job, which is why it’s important to choose the right person – someone who’s trustworthy and knows what matters most to you. Your…

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Does My Spouse Need Life Insurance if He or She Doesn’t Work?

When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost…

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Preparing for the Life Insurance Examination

The healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips.…

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Term or Whole Life: Which Life Insurance Policy is Best?

Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation.  Life Insurance: What Type…

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Why Your Minor Might Benefit from a Life Insurance Policy

Most people do not consider buying life insurance until they are married or have children. If you are single and do not have any children, buying life insurance may not top your list of priorities. A minor of any age can own a life insurance policy indirectly as a gift or can be transferred by…

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Can a Life Insurance Beneficiary Decline?

The beneficiary of a life insurance policy may not even be aware that they were named in a policy. The owner of the policy has the right to choose whoever they want as the beneficiary, but what happens if the beneficiary does not want the insurance payout? Does he or she have the right to…

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The Importance of Reviewing Your Life Insurance Policy

You have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy…

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Professional Liability Insurance vs. General Liability Insurance

All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover.  What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is…

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