Beginner’s Guide to Annuities
It is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following is a basic guide to…
Read MoreSimple Car Maintenance Anyone Can Do
All vehicles require regular maintenance. Some maintenance you can do yourself and avoid the cost of an auto mechanic. Just like ensuring you have the best deal on your auto insurance, performing basic maintenance saves you money. Are you a dedicated do-it-yourselfer? Even if you have never done vehicle maintenance before, most of the tasks…
Read MoreBeginner’s Guide to Key Person Insurance
How Much Life Insurance Do I Need?
Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic…
Read MoreWhy You Should Consider Travel Insurance for Your Next Cruise
With summer coming to an end, you may be planning one last family trip before school starts again. If a cruise is on the horizon, you might want to consider travel insurance. COVID-19 has shown us how important this type of coverage could be, with the number of cancellations that have occurred. Benefits of Travel…
Read MoreTop 5 RV Campsites in Ohio
The idea of an RV camping trip can have you daydreaming for days. I bet you can already smell the musky smoke and pine needles from the late-night campfire; taste the charred burgers; feel the rush of pride when you catch more fish than Uncle Bob. No matter what your ideal camping trip looks like,…
Read MoreTop 5 Pennsylvania Drive-In Theaters
The feeling is nostalgic: A night under the stars, the front seat laid all the way back and an old family classic playing on the big screen. Your loved ones are probably chewing popcorn a little too loudly and the car is probably getting a little too dirty, but it doesn’t matter; it’s all a…
Read MoreWhat Is Employment Practices Liability Insurance, and Why Does My Business Need It?
Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance. What Does EPLI Cover? Employment practices liability…
Read MoreStarting a Family? Consider These Types of Life Insurance
When you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family. What Are the Different Types…
Read MoreDoes Your Life Insurance Policy Offer This Surprising Benefit?
Just six months after retiring from 32 years on the Richmond, Virginia, Fire Department, Len Archer got a devastating diagnosis from his doctor. He had pancreatic cancer, and he likely had only two to eight months to live. In an instant, Len, 56, and his wife, Paula, went from planning their retirement to preparing for…
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