7 Mistakes Small Business Owners Make When Filing Claims
As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners…
Read MoreThe Sooner You Take These End-of-Life Considerations into Account, the Better
No one really wants to prepare for their own death. But planning for your estate is an important aspect of your financial strategy. The sooner you have the basic documents in order, the better for your family’s financial future. The following are basic estate planning documents you may want to include in your package. Will…
Read MoreComprehensive vs. Collision Auto Insurance
Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft,…
Read MoreDo I Need Business Insurance to Rent an Office Space?
A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for…
Read MoreCommon Life Insurance Riders to Consider
Life insurance can play a vital role in financial planning for your family’s future. It is primarily designed to provide for your loved ones when you are gone. You can also add supplemental benefits with riders – amendments to your life insurance policy. Riders make it possible to opt in for benefits not typically included…
Read MoreWhich Disasters Are Covered by Home Insurance?
Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all-natural disasters. It is important to understand the type of policy you have and…
Read MoreWhat to Know About Ice Storms: Causes, Effects and Safety
In many places, dealing with winter weather like snow, sleet and ice is a normal part of life. But there’s a less common type of winter storm that can cause significant damage no matter where you live: ice storms. Unlike a winter storm or blizzard that brings high winds and heavy snowfall, an ice storm…
Read MoreWhat Is Cargo Insurance and Why Is It Important?
Transporting goods carries risks. Any number of things can go wrong with goods in transit. That is what makes cargo insurance so important. It can help protect the value of your goods against losses in transit by sea, air, or rail. Cargo insurance provides protection against financial loss for cargo that is lost or damaged…
Read More3 Myths About Workers’ Compensation
Workers’ compensation insurance is essential for any business with employees. Unfortunately, myths about workers’ compensation coverage abound. These misconceptions can have an impact on the overall success of your business. The following are some of the most common myths among business owners concerning workers’ compensation insurance: My Business Is Small with Low Risk of Injury,…
Read MoreInsure the Ones You Love
February is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper…
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