Understanding Your Personal Umbrella Policy
A personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage?…
Read More9 Tips For Planning The Perfect Hiking Trip
Whether you’re looking to take a break from the stress of everyday life, or just immerse yourself in the beauty of nature, taking a hike could be the solution. If you’ve never hiked before, don’t let that deter you. One of the best things about hiking is there’s no experience or expensive gear required to…
Read MoreInsurance Coverage For Churches
Like anyone else today, churches need insurance to protect their assets. They face many of the same risks as for-profit businesses, and they also have their own unique risks. As non-profit organizations, churches need certain types of coverage to help manage the risk of unforeseen events. Nonprofit Insurance For Churches Your church insurance package may…
Read More811: The Number To Call Before Digging
Whether you’re planting a garden, installing a mailbox, or hiring a contractor for a more complex job, it’s important to call 811 before digging in your yard. Why? Calling 811 will get your underground utility lines marked and your project off to a safe start. Utility services such as cable TV, telephone, electric, gas, water,…
Read MoreTips For Maintaining An Older Car
More people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older…
Read More10 Great Hikes East Of The Mississippi
If you’re looking for a picturesque hike, many praise the long and arduous trails of the West. But there are also plenty of breathtaking hiking destinations east of the Mississippi, and some of them may be in your own backyard. The combination of fresh air, exercise, and beautiful scenery can offer benefits for both the…
Read MoreWhat Does Contractors Insurance Not Include?
Every contractor needs a commercial general liability insurance policy to protect company assets and reduce liability risks. Commonly known as contractors insurance, a construction general liability policy can protect your contracting business against liability for injuries, accidents, and property damage. Proof of this type of insurance is required for many jobs for both contractors and…
Read MoreCan My Life Insurance Company Ever Cancel My Policy?
If you have purchased whole life insurance, your policy should continue in effect until you die, at which time death benefits are paid to your beneficiaries. If you have purchased term life insurance, it should continue until the expiration date of the policy. Although you can cancel your life insurance policy at any time, the…
Read MoreWriting Your Will: Common Questions & Simple Tips
Have you thought about your final wishes in life? We know it’s not a particularly fun topic to discuss. But the truth is, writing a will is an important step to help your loved ones in the event of your passing. (So is choosing the right life insurance.) If you’re one of the 60% of…
Read MoreApplying For Collector Car Insurance? Make Sure You Take These Steps Beforehand
Unlike most vehicles, collector cars appreciate in value. This means specialized insurance requirements for these vehicles. If you are becoming a classic car owner, you need to know the following before purchasing a collector car insurance policy. Eligibility For Collector Car Insurance Classic or Antique Vehicle To qualify for collector car insurance, your vehicle must…
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